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Turn good habits into 0% interest. (3000 x 2000 px).png

Tired of Prime+Loan Rates? Get the Rate You Deserve.

You’ve built good credit. You manage your money well. Now it’s time for your loan to reward you, not penalise you.

GIG Co-operative Bank offers premium clients:


- Starting rate of just 10% (below most banks)
- Reduce to 0% by saving, referring and participating
- Loans linked to your savings — build wealth while you borrow

Who qualifies:


✔ Solid income
✔ Good credit
✔ Want better-than-bank loan flexibility
✔ Financially disciplined — and ready to benefit from it

Why GIG:


- Trusted by professionals across South Africa
- Member-owned, not profit-driven

- Rates are adjusted annually based on your behaviour

 


"My interest dropped to 2.5% in one year — just by saving regularly.” — GIG Member.

Limited Pilot Access


*This opportunity is available to a select group of new applicants.
 

Check If You Qualify

© GIG Co-Operative Bank Ltd 2015/002508/24

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